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4G Capital employs almost 1500 employees across Kenya and Uganda. Since its inception in 2013, the company has loaned over 5.3 million small working capital loans valued at over $660 million.
The company has almost 617,000 clients, 72% female, and 65 % run micro and SME enterprises in rural areas. 4G Capital clients receive customized business training programs and credit guidance via mobile apps and in-person via a nationwide network of branches.
4G Capital’s unique machine learning technology delivers high-fidelity insight into client risk and affordability. As a result, 4G Capital consistently achieves high collection rates (94%) without collateral or refinancing its clients, only lending to viable businesses on terms that are right for them.
4G Capital has positively impacted over 4.1 million people. Having received multiple industry awards, 4G Capital is scaling and expanding its products and services in East Africa.
4G Capital partners with IFC to expand financing for Kenya’s micro and small businesses
Nairobi, Kenya, 5th August 2026 – 4G Capital has entered a new partnership with IFC under the Catalytic First Loss Guarantee (CFLG) Program, helping unlock a new pathway to finance for Kenya’s micro and small businesses, including women-owned enterprises. The partnership forms part of IFC’s first CFLG transactions in Africa, alongside Equity Bank Kenya and KCB Bank Kenya Limited. Together, the three transactions are expected to catalyze approximately $144.4 million equivalent
Aug 54 min read
4G Capital Secures Prestigious 2X Challenge Qualification, Confirming Industry Leadership in Gender-Lens Investing and Financial Inclusion for African Women
NAIROBI, KENYA — A strategic investment by the Global Innovation Fund (GIF) has catalysed a landmark international qualification: 4G Capital, East Africa’s leading neobank serving women-led micro-enterprises, has been officially added to the 2X Challenge’s public database of qualified investments, placing it among an elite global cohort that meets the world’s most rigorous standards for women’s economic empowerment. The qualification is a proof of concept: that pairing high-
Jun 232 min read
4G Capital named one of Africa’s Fastest-Growing Companies by the Financial Times
East African fintech ranks 77th in FT’s Africa’s Fastest Growing Companies 2026 list placing 3rd among Kenyan fintechs and financial services firms Nairobi, Kenya, 15 May 2026 – 4G Capital, East Africa’s leading fintech providing financial services to micro and small enterprises (MSEs), has been recognised as one of Africa’s fastest-growing companies by the Financial Times, ranking 77th on the prestigious FT Africa’s Fastest Growing Companies 2026 list. The accolade underscor
May 183 min read
4G Capital Secures Strategic $2M Investment from Global Innovation Fund
4G Capital has secured a $2 million debt investment through GIF Growth. This strategic partnership with the Global Innovation Fund enhances our capacity to deliver ethical credit and business training to the informal economy of micro-enterprises across East Africa. The investment highlights the success of our unique "Touch-Tech" model in delivering sustainable financial inclusion to over 450,000 businesses. Investment Spotlight: This feature and the performance data were auth
Apr 221 min read
Julian Mitchell appointed CEO at 4G Capital
16 September 2024: Nairobi, Kenya: 4G Capital, have appointed Julian Mitchell CEO, effective Monday 16 September 2024 . Julian will be...
Sep 16, 20244 min read
4G Capital Launches KSh 500Mn Corporate Debt Programme Through Dry Associates Investment Bank
4G Capital, a leading provider of tailored financial solutions to MSMEs in Africa, has announced the successful launch of a Kenya Shilling 500 million debt programme. This milestone was achieved through Dry Associates Investment Bank, who served as the Arranger and Placement Agent for this facility. The funding round is expected to be fully subscribed, reflecting the strong investor confidence in the fintech’s’s mission and business model. 4G Capital provides essential finan
Jun 11, 20242 min read
How Financial Institutions Can Help Mitigate Climate Risks
Top executives from banks and other financial institutions gathered at Capital Club East Africa in Nairobi this week to discuss the way forward for climate finance, at an exclusive event hosted by The Kenyan Wall Street in collaboration with CIB Group and 4G Capital on the sidelines of the AfDB Annual Meetings in Nairobi. Stakeholders in the finance sector agree that they have a monumental responsibility to ensure that ambitious but necessary projects meant to alleviate the e
Jun 3, 20244 min read
4G Capital accompanies US Ambassador Meg Whitman on San Francisco investment roadshow
14 September, Nairobi, Kenya. 4G Capital a market leading neobank powering micro and small business growth in Kenya and Uganda, is one...
Sep 13, 20232 min read
Financial Times ranks 4G Capital as one of Africa's fastest growing companies
3rd May 2023: Nairobi, Kenya : 4G Capital, the market-leading neobank powering micro and small business growth in Kenya and Uganda, has...
Aug 7, 20233 min read
4G Capital and Mambu empower entrepreneurs in Africa
London, 3 August 2022: 4G Capital, an award-winning neobank powering micro and small business growth in Africa, announced their go-live...
Aug 2, 20222 min read
4G Capital Closes Series C Funding Round
Nairobi, Wednesday 16 March 2022 – 4G Capital, the award-winning African neobank, has completed its Series C funding round with...
Mar 15, 20223 min read
Rewarding informal traders on their pathway to formality
Micro, small and medium-sized enterprises (MSMEs) are considered critical for driving economic development that will reduce unemployment...
Jan 31, 20224 min read
4G Capital recognised by the International Finance Corporation as Responsible Digital Innovator
Nairobi, September 22nd, 2022 — 4G Capital, a market leading neobank powering micro and small business growth in Kenya and Uganda,...
Jan 21, 20222 min read
4G Capital honoured as part of Real Leaders Top 200 Impact Companies of 2022
Nairobi, January 12, 2022 – 4G CAPITAL GROUP Limited (“4G CAPITAL”), a market leader in technology-driven financial inclusion in Kenya and Uganda, is honoured to receive a Real Leaders Impact Award yet again as we push on with our key role in bridging the finance gap to advance micro, small and medium businesses (MSMEs). Real Leaders is likewise thrilled to announce the newly selected winners of its 2022 Top Impact Companies worldwide. Business leaders across the globe are ra
Jan 11, 20222 min read
4G Capital Partners with CGAP to develop financial Stress Early Warning System
December 1, 2021, Nairobi, Kenya: 4G CAPITAL GROUP Limited (“4G Capital”), a market leader in technology-driven financial inclusion for MSMEs across Kenya and Uganda, has partnered with the Consultative Group to Assist the Poor (“CGAP”) on developing a new tool that identifies financial stress and helps protect low-income consumers against over-indebtedness. Together with Social Performance Solutions (“SPS”), a consultancy firm supporting social impact organisations, 4G Capi
Nov 30, 20213 min read
4G Capital Recognised by British Chamber of Commerce KenyaBusiness Integrity Index
Nairobi, 15th November 2021 — 4G CAPITAL GROUP Limited (“4G CAPITAL”), a market leader in technology-driven financial inclusion for micro...
Nov 14, 20212 min read
4G Capital strengthens leadership team
16th August 2021, Nairobi, Kenya – 4G CAPITAL GROUP Limited (“4G CAPITAL”), a market leader in technology-driven financial inclusion for...
Aug 15, 20212 min read
4G Capital honored at Real Leaders Impact Awards 2021 Global Event
Nairobi, January 13th , 2021 – 4G CAPITAL GROUP Limited (“4G CAPITAL”), a market leader in technology-driven financial inclusion in Kenya...
Jan 12, 20212 min read
4G Capital brings micro health insurance solutions to clients across Kenya
7th May 2020, Nairobi: 4G CAPITAL GROUP Limited ("4G CAPITAL"), a market leader in technologydriven financial inclusion, has partnered...
Jul 6, 20203 min read
4G Capital provides operational & services update further to COVID-19 outbreak in East Africa
Nairobi, 27th March 2020: 4G CAPITAL GROUP Limited (“4G CAPITAL”), a market leader in technologydriven financial inclusion, announces an...
Mar 26, 20202 min read
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