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4G Capital employs almost 2000 employees across Kenya and Uganda. Since its inception in 2013, the company has loaned over 3.5 million small working capital loans valued at over $426 million.


The company has almost 450,000 clients, 65% female, and 61 % run micro and SME enterprises in rural areas. 4G Capital clients receive customized business training programs and credit guidance via mobile apps and in-person via a nationwide network of branches.


4G Capital’s unique machine learning technology delivers high-fidelity insight into client risk and affordability. As a result, 4G Capital consistently achieves high collection rates (94%) without collateral or refinancing its clients, only lending to viable businesses on terms that are right for them.


4G Capital has positively impacted over 4.1 million people. Having received multiple industry awards, 4G Capital is scaling and expanding its products and services in East Africa. As a B Corporation, 4G Capital champions the movement’s approach to creating shared value and was recently listed among the Top 10 B Corporation Financial Service providers worldwide.

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