4G Capital is the next generation of business lending. A simple way to access funding and knowledge on your terms.
We grow businesses with working capital loans and enterprise training. Providing the right financial support, the right enterprise knowledge and the right digital solutions for growth and for good.
Disbursements and repayments are via mobile money with frictionless receipt, repayment and reconciliation.


Our products
We know the potential of small businesses. Our products are tailor-made for busy traders in the world’s fastest growing markets.

Instant Business Boost
Finance For Sales
Sustainable returns
Partnership for Impact
Business Management & Financial Competency Training
Clients receive customised business training with every loan through our hybrid 'touch-tech' approach. We blend human customer service with digital accessibility.
Our progressive programme builds on existing skills and adds knowledge for customer needs, providing the ways and the means for success.

Disbursed
(USD)

Loans
Approved

Branches in
Kenya & Uganda

Distributors
Onboarded
What we do
Our mission is to grow business with capital & knowledge
4G Capital is licensed and regulated by the Central Bank of Kenya and the Uganda Microfinance Regulatory Authority as a Digital Credit Provider. We're also a leading B Corporation in Africa, meaning we are committed to best practice to serve all our stakeholders and communities.

Our purpose is to unlock human potential for good


Touch
Tech

Data


Responsible lending

Business
training

Customer success


Environmental impact

Financial
inclusion



How we work


Optimised loan delivered


Personalised AI driven business assessment


Customer care, support and training


Instant repeat loan on request
Find us
4G Capital operates in Kenya and Uganda with offices in Jersey and Mauritius
Kenya

Uganda
